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The concept of a first home buyer tax credit has been a topic of discussion for many years It works by offering a substantial tax credit for the year when the buyers purchased the home to offset the cost significantly. It would provide a refundable tax credit of up to $15,000 (or 10% of a property's value—whichever is less) that can be used towards a down payment and closing costs.

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See if you qualify for these tax credits. State and community first homebuyer grants and loans in some cases, buyers can access financial support and assistance through state and local programs. In this article, we’ll cover what a first.

The credit is capped at $2,000 per year by the irs